Canadian financial calculators,
built around federal and provincial rules.
Eight tools for pay, housing, debt, registered savings and purchases. Current official rules are built in where a national model is reliable; contract and personal figures remain editable.
Canadian tools
Canada Income Tax Calculator 2026
Estimate 2026 Canadian federal and provincial or territorial income tax, CPP or QPP, EI, QPIP and annual take-home employment income.
Canada Mortgage Calculator
Estimate a Canadian mortgage payment, CMHC insurance premium, qualifying payment and GDS/TDS ratios using Canadian interest conversion.
Canada Auto Loan Calculator
Estimate a Canadian auto-loan payment using vehicle price, province, taxable amount, down payment, trade-in credit, fees and contract rate.
Canada Credit Card Payoff Calculator
Estimate how long a Canadian credit-card balance takes to repay with a fixed monthly payment and annual purchase rate.
RRSP Tax Savings Calculator 2026
Estimate how much a 2026 RRSP deduction may reduce federal and provincial income tax by province, and why that tax saving may differ from your final refund.
TFSA Contribution Room Calculator 2026
Track remaining 2026 TFSA contribution room, possible over-contribution and the amount of current-year withdrawals restored next January.
Canada Compound Interest Calculator
Model Canadian savings growth from a starting balance, monthly contributions, editable effective annual rate and inflation assumption.
Canada Sales Tax Calculator
Add or reverse current Canadian GST, HST, PST or QST for a selected province or territory and show federal and provincial portions.
Federal and provincial context
Tax, payroll contributions, mortgage insurance and sales-tax rates follow the selected jurisdiction.
Personal inputs stay personal
RRSP and TFSA room, loan rates, taxable amounts, housing costs and debt payments come from your own records.
Rules, dates and limits are visible
Each tool explains its formula, source, reference date and the document to check before acting. Read the full methodology