China Home Deed Tax Calculator 2026

Estimate mainland China deed tax for a first or second family home under the nationwide concession from 1 December 2024, with a local-rate option for other homes.

Estimate deed tax on an individual home purchase. National first- and second-home concessions are built in; other purchases require a locally confirmed statutory rate. All amounts are in renminbi. Results follow the formula and inputs shown on the page; match filing, lending and retirement decisions to the relevant official record.

Estimated deed tax
Taxable price
Applied rate

Assumptions and sources: From 1 December 2024, qualifying first and second homes of up to 140m² use 1%; above 140m², first homes use 1.5% and second homes 2%. Other cases depend on the province and eligibility evidence.

Calculation basis

Market
China mainland
Last updated
Next review
When a cited national rule, reference rate or pension formula changes

How this calculator works

Enter the transaction or accepted taxable price, floor area and family-home order. First and second homes use the nationwide concession automatically; other cases require the locally confirmed 3%–5% statutory rate.

Calculation method

First and second homes at or below 140 m² use 1%. Above 140 m², a first home uses 1.5% and a second home uses 2%. Estimated deed tax equals taxable price multiplied by the rate.

Check before using the estimate

The page estimates the purchaser’s deed tax. Local authorities determine family-home status, taxable price, other-home rates, refunds and special eligibility; use the transaction statement for other taxes and service costs.

Worked example

Defaults: taxable price ¥2,000,000, area 100 m², first home.

Area / orderRateCalculationDeed tax
100 m² / first home1% (≤140 m²)¥2,000,000 × 1%¥20,000
141 m² / first home1.5% (>140 m²)¥2,000,000 × 1.5%¥30,000
141 m² / second home2% (>140 m²)¥2,000,000 × 2%¥40,000
Other / local 3%3% (user-entered)¥2,000,000 × 3%¥60,000

The policy says "140 m² or below", so exactly 140 m² uses 1%; only 141 m² jumps bands. The concession applies a single rate to the whole property, not band-by-band.

Input variations

ChangeResultComparison
Price ¥2,000,000 → ¥5,000,000 (100 m² first home)¥20,000 → ¥50,000Linear within the same band
Area 100 → 141 m² (first home, ¥2,000,000)¥20,000 → ¥30,000Band jump of ¥10,000
Area 139 / 140 / 141 m² (first home)¥20,000 / ¥20,000 / ¥30,000140 is the inclusive boundary; 141 jumps

Within the same band the unit price is unchanged; on a band jump the whole property moves to the new rate applied to the total price.

Differences from official documents

Differences from the tax authority’s final assessment arise because: the locally accepted taxable price may differ from the transaction price (e.g. guided by an assessed value when the transaction price is below it); family-home status involves marital, household-registration, loan and property-registration records and the tool uses the user-reported order; provinces set other-home rates within 3%–5% and the tool asks the user to enter rather than auto-fetching; some localities have special relief or refund policies (e.g. talent purchase subsidies, shantytown redevelopment) that need separate verification.

Thresholds and limits

First/second home 1% (≤140 m²), first home 1.5% (>140 m²), second home 2% (>140 m²), other 3%–5% (user-entered provincial statutory rate); area 0–10,000 m²; price > ¥0; policy effective from 1 December 2024, with 140 m² as an inclusive lower-band boundary (exactly 140 m² uses 1%; 141 m² is the first in the higher band).

Documents to check

Purchase contract or signed-and-filed contract (含 transaction price); property ownership certificate or pre-registration certificate (verify area and property information); family-home status written undertaking (per tax or property-registration requirements); local tax authority deed-tax rate notice (for other-home cases); marriage, household registration and property ownership certificates (for status determination); valuation report (if tax authority uses assessed value).

The 140 m² boundary is only one eligibility test

Family-home order and locally accepted taxable value matter as much as area.

First and second homes diverge above 140 m²

At or below 140 m² both qualifying cases use 1%; above it the first-home rate is 1.5% and second-home rate 2%.

Other homes require the local statutory rate

The tool cannot determine family-home status, taxable value, relief or refund eligibility.

Primary source

State Taxation Administration: home deed-tax concessions

Frequently asked questions

Which band applies at exactly 140 m²?

The concession says 140 m² or below, so exactly 140 m² uses the lower band.

What is the rate for a second home up to 140 m²?

It is 1% when the purchase qualifies as the family’s second home.

Why must I enter a rate for a third home?

The national first/second-home concession does not apply; provinces set the statutory rate within 3%–5%.

Which thresholds can change the result?

First/second home 1% (≤140 m²), first home 1.5% (>140 m²), second home 2% (>140 m²), other 3%–5% (user-entered provincial statutory rate); area 0–10,000 m²; price > ¥0; policy effective from 1 December 2024, with 140 m² as an inclusive lower-band boundary (exactly 140 m² uses 1%; 141 m² is the first in the higher band).

Why can the result differ from official documents?

Differences from the tax authority’s final assessment arise because: the locally accepted taxable price may differ from the transaction price (e.g. guided by an assessed value when the transaction price is below it); family-home status involves marital, household-registration, loan and property-registration records and the tool uses the user-reported order; provinces set other-home rates within 3%–5% and the tool asks the user to enter rather than auto-fetching; some localities have special relief or refund policies (e.g. talent purchase subsidies, shantytown redevelopment) that need separate verification.

Which records should I prepare before using the result?

Purchase contract or signed-and-filed contract (含 transaction price); property ownership certificate or pre-registration certificate (verify area and property information); family-home status written undertaking (per tax or property-registration requirements); local tax authority deed-tax rate notice (for other-home cases); marriage, household registration and property ownership certificates (for status determination); valuation report (if tax authority uses assessed value).

Important: All figures are for educational purposes only and do not constitute financial advice. Always consult a qualified professional.